Discussing One Person Defined Benefit Plan

Here is a webinar where I discuss about how a defined benefit plan can benefit small business owners, independent contractors, consultants, and specialists. It is a unique strategy that saves thousands in taxes and allows folks to build their retirement savings faster than the usual defined contribution plans.

About Picket Fence Financial: Picket Fence Financial is a fee-only, NAPFA registered financial planning firm dedicated to saving folks from Wall Street. Picket Fence Financial feels people have been poorly served by the commission structure of Wall Street. Clients of the typical Wall Street firms receives sales pitches that are loaded with conflicts of interest. You can find out more information about Picket Fence Financial at http://www.picketfencefinancial.com

About Kirk Kinder: Kirk Kinder, CFP® (Certified Financial Planner) is the founder and President of Picket Fence Financial. Kirk worked for the Motley Fool where he served as their Director of Member Services. The Fool’s approach of exposing Wall Street’s dirty secrets appealed to Kirk. They shared a common belief that financial planners entrusted with other’s money should have their client’s interests at heart. After leaving the Fool, Kirk worked at a fee-only financial planning firm in Palm Harbor, Florida. There Kirk finished his studies for the Certified Financial Planner designation. Kirk then started Picket Fence Financial with offices in the Baltimore/DC area and Tampa/Clearwater, Florida vicinity. Kirk also has a Masters degree in Personal Financial Planning from the College for Financial Planning – the organization that manages the education requirement for the CFP. Kirk has been quoted in several financial publications including the Wall Street Journal, Kiplingers, Investor’s Business Daily, Standard and Poor’s, and Bloomberg Wealth Manager to name a few. Kirk has also been featured on the local Fox, ABC and NBC affiliates in Baltimore and Tampa Bay.

This was originally published on SaveYouFromWallStreet.com

Dicussing Social Security Changes

Here is a webinar where I talk about the recent legal changes to the Social Security system. Two key benefit techniques were eliminated by Congress: the file and suspend strategy and restricted application. I discuss how these strategies helped clients as well as who can still use them.

About Picket Fence Financial: Picket Fence Financial is a fee-only, NAPFA registered financial planning firm dedicated to saving folks from Wall Street. Picket Fence Financial feels people have been poorly served by the commission structure of Wall Street. Clients of the typical Wall Street firms receives sales pitches that are loaded with conflicts of interest. You can find out more information about Picket Fence Financial at http://www.picketfencefinancial.com

About Kirk Kinder: Kirk Kinder, CFP® (Certified Financial Planner) is the founder and President of Picket Fence Financial. Kirk worked for the Motley Fool where he served as their Director of Member Services. The Fool’s approach of exposing Wall Street’s dirty secrets appealed to Kirk. They shared a common belief that financial planners entrusted with other’s money should have their client’s interests at heart. After leaving the Fool, Kirk worked at a fee-only financial planning firm in Palm Harbor, Florida. There Kirk finished his studies for the Certified Financial Planner designation. Kirk then started Picket Fence Financial with offices in the Baltimore/DC area and Tampa/Clearwater, Florida vicinity. Kirk also has a Masters degree in Personal Financial Planning from the College for Financial Planning – the organization that manages the education requirement for the CFP. Kirk has been quoted in several financial publications including the Wall Street Journal, Kiplingers, Investor’s Business Daily, Standard and Poor’s, and Bloomberg Wealth Manager to name a few. Kirk has also been featured on the local Fox, ABC and NBC affiliates in Baltimore and Tampa Bay.

This was originally published on SaveYouFromWallStreet.com

Discussing Reverse Mortgage with Sue Haviland

Here is a webinar where I discussed about reverse mortgages with Sue Haviland. What is a reverse mortgage? How are they typically used? Why they are not a tool of last resort.

About Picket Fence Financial: Picket Fence Financial is a fee-only, NAPFA registered financial planning firm dedicated to saving folks from Wall Street. Picket Fence Financial feels people have been poorly served by the commission structure of Wall Street. Clients of the typical Wall Street firms receives sales pitches that are loaded with conflicts of interest. You can find out more information about Picket Fence Financial at http://www.picketfencefinancial.com

About Kirk Kinder: Kirk Kinder, CFP® (Certified Financial Planner) is the founder and President of Picket Fence Financial. Kirk worked for the Motley Fool where he served as their Director of Member Services. The Fool’s approach of exposing Wall Street’s dirty secrets appealed to Kirk. They shared a common belief that financial planners entrusted with other’s money should have their client’s interests at heart. After leaving the Fool, Kirk worked at a fee-only financial planning firm in Palm Harbor, Florida. There Kirk finished his studies for the Certified Financial Planner designation. Kirk then started Picket Fence Financial with offices in the Baltimore/DC area and Tampa/Clearwater, Florida vicinity. Kirk also has a Masters degree in Personal Financial Planning from the College for Financial Planning – the organization that manages the education requirement for the CFP. Kirk has been quoted in several financial publications including the Wall Street Journal, Kiplingers, Investor’s Business Daily, Standard and Poor’s, and Bloomberg Wealth Manager to name a few. Kirk has also been featured on the local Fox, ABC and NBC affiliates in Baltimore and Tampa Bay.

This was originally published on SaveYouFromWallStreet.com

Medicare Open Enrollment with Brian Godfrey

Here is a webinar where I interviewed Brian Godfrey of Brian Godfrey Insurance about the upcoming open enrollment for Medicare. Brian and I discussed how the open enrollment works, issues to think about for enrollees, and the pitfalls to avoid.

About Picket Fence Financial: Picket Fence Financial is a fee-only, NAPFA registered financial planning firm dedicated to saving folks from Wall Street. Picket Fence Financial feels people have been poorly served by the commission structure of Wall Street. Clients of the typical Wall Street firms receives sales pitches that are loaded with conflicts of interest. You can find out more information about Picket Fence Financial at http://www.picketfencefinancial.com

About Kirk Kinder: Kirk Kinder, CFP® (Certified Financial Planner) is the founder and President of Picket Fence Financial. Kirk worked for the Motley Fool where he served as their Director of Member Services. The Fool’s approach of exposing Wall Street’s dirty secrets appealed to Kirk. They shared a common belief that financial planners entrusted with other’s money should have their client’s interests at heart. After leaving the Fool, Kirk worked at a fee-only financial planning firm in Palm Harbor, Florida. There Kirk finished his studies for the Certified Financial Planner designation. Kirk then started Picket Fence Financial with offices in the Baltimore/DC area and Tampa/Clearwater, Florida vicinity. Kirk also has a Masters degree in Personal Financial Planning from the College for Financial Planning – the organization that manages the education requirement for the CFP. Kirk has been quoted in several financial publications including the Wall Street Journal, Kiplingers, Investor’s Business Daily, Standard and Poor’s, and Bloomberg Wealth Manager to name a few. Kirk has also been featured on the local Fox, ABC and NBC affiliates in Baltimore and Tampa Bay.

This was originally published on SaveYouFromWallStreet.com

Importance of Long Term Care Insurance

Here is a webinar I did with Melissa Barnickel of Baygroup Insurance a while back discussing the benefits and features of Long Term Care Insurance.

 

Kirk Kinder, CFP® is the Founder of Picket Fence Financial, a fee-only financial planning and investment management company dedicated to saving folks from Wall Street. Picket Fence Financial does this through a few different ways. One, our fee-only approach ensures our advice is tailored to our clients needs and not driven by commissions. Two, we minimize costs for clients by utilizing low cost Exchange Traded Funds (ETF) and aligning our internal operations to keep our company costs down (and passing this along to our clients). Third, we offer a la carte planning, which means our clients decide how they want to work with us. Rather than forcing clients into our model of planning, we offer hourly, retainer, or asset management options (or a combination thereof).

All information on this site are the opinions of Kirk Kinder, CFP® and should not be construed as investment, tax, estate or insurance advice. Please consult your own specialist for personal assistance.

This was originally published on SaveYouFromWallStreet.com